01

Detection Engine

sensory apparatus

Scans financial transactions, income sources, and consumption patterns to identify contamination (ḥarām, doubtful).

Technical architecture – 3 core components
Detection modes:
Personal (daily, $0.01) Business (ERP, B2B) Enterprise (global, custom rules)
Trained on Prohibited Ecosystem Master List.
02

Segregation Engine

Physically isolates impure funds from pure funds, preventing accidental mixing via smart‑contract wallet system.

  • Pure Balance (halal, available)
  • Quarantine Balance (contaminated, pending)
  • Purified Balance (awaiting distribution)
Segregation strategies:
  • Strict immediate per transaction
  • Aggregated end‑of‑day batch
  • Threshold e.g. >$10
03

Calculation Engine

Determines exact purification amounts based on contamination %, scholarly guidelines, user preferences (40‑30‑20‑10 allocation).

  • Contamination aggregation + weighting by confidence
  • Scholarly adjustment (Hanafi, Maliki, custom fatwa)
  • Allocation refinement: tax liability, debt strategy (avalanche/snowball), community & charity optimization
40‑30‑20‑10 formula
taxes · debt · community · charity
multiplier estimation for social impact
04

Distribution Engine

Executes movement of purified funds to tax authorities, debt holders, community orgs, and charities via smart scheduler.

Priority order: tax > debt > community > charity
ChannelIntegration
🏛️ Tax authoritiesAPI with 47+ jurisdictions (IRS, HMRC, ZATCA...)
💳 Debt paymentsloan servicers, credit bureaus
🤝 Community orgslocal governments, utilities, waqf
❤️ CharitiesGiveDirectly, GlobalGiving, zakat‑eligible
manages timing, audit trail, multi‑method (ACH, wire, crypto)
05

Verification Engine

Spiritual triple‑entry bookkeeping – documents every purification with blockchain + receipts + audit trail.

Blockchain layer (private Ethereum) – hashed user, amount, timestamp
Receipt generation (PDF, JSON, explorer links)
Audit trail (classification, reviews, distributions)
06

Analytics Engine

Transforms purification data into insights: purity trends, impact metrics, predictive forecasting, benchmarks.

Personal: purity score, sources Impact: taxes, debt relief, meals Predictive: forecast contamination Benchmarking: by profession/region
*anonymized peer comparison, personalized recommendations
07

Notification Engine

Keeps users informed without overload: intelligent throttling, multi‑channel delivery, personalization.

  • Intelligent throttling: digests, quiet hours, engagement learning
  • Multi‑channel: push, email, SMS, in‑app, webhooks
Types: Alert, Action, Review, Report, Reminder, Milestone, Educational, Digest.
Tailored by channel & frequency; language preference.

The seven engines work in unison: Detection finds impurity, Segregation isolates, Calculation quantifies, Distribution delivers, Verification records, Analytics learns, and Notification harmonizes. This is the ROTO operating system for ethical wealth.

room: pure toilet: contaminated manure: re‑valorized